Presented byHelene Palella |
Situated on just under an acre of land this historical neo classical center hall colonial built in 1915 is located in the desirable east end of Torrington conveniently close to shopping and restaurants. This home has undergone extensive renovations over the past 8 years to include a 10 x 20 kitchen extension and fireplaced seating area. The custom gourmet kitchen includes custom cabinets, marble countertops, a farmers sink, tile flooring, stainless 6 burner stove, viking hood, built in refrigerator and double dishwasher. Just off the kitchen eating area is a wonderful sun filled seating area with a gas fireplace. It is the perfect place to relax with a drink after a busy day or to sit and read a book and watch the snow fall on a winter day. The formal dining room has the original built in cabinet for your dinnerware storage. The formal living room is complete with a wood burning fireplace. The half bath on the first level has been totally renovated to include a stackable washer & Dryer that is tucked in an enclosure so it's only visible when in use. The sink in that bathroom is original to the house. The house originally had 4 small bedrooms on the second level and a very small bathroom. The current owner combined 2 of the bedrooms into a large master. If needed it could easily be converted back to 2 bedrooms. One of the bedrooms was converted into a luxurious bathroom with an oversized tile shower and a free standing tub to soak in. The original bathroom now serves as an office overlooking the expansive front lawn. There is custom crown molding throughout the house. This house, with it's large back porch, is perfect for both indoor and outdoor entertaining. It must be seen to appreciate all it has to offer.
Type | Description | Level |
---|---|---|
Bedroom 1 | Upper | |
Dining Room | Main | |
Kitchen | Main | |
Living Room | Main | |
Office | Upper | |
Primary Bedroom | Palladian Window(s) | Upper |
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REALTOR
William Raveis Real Estate
Phone: 860.488.4577
Helene.Palella@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,536 | $2,441 | $3,148 |
Total Monthly Payment | $3,083 | $2,988 | $3,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.